16062021 part payment credit are set up to be paid back through a monthly installment plan The number of months is based on the size of the loan For instance a bathroom remodel may be set up for 1224 months and a car loan may be 60 or more months A mortgage is a larger installment loan with most monthly payment plans being set up for 1530 years
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Payday loans like installment loans are shortterm highcost loans that often have a principal balance of less than 1000 Unlike installment loans instead of paying off the principal balance over several months or years payday loans are typically paid off within one month on the borrowers next pay date or payday
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