28102019 When you countenance a monetary crisis you either resort to swiping a credit card or getting a personal loan Perhaps you want to renovate your home pay off your childs education fee or even consolidate a debt at such times both credit card and a personal loan can give you a quick influx of money While both types of financing options offer you instant access to money in reality they work
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The basic difference between personal loans and credit cards is that personal loans provide a lump sum of money that you pay back each month until your balance reaches zero while credit cards give
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Personal loans and credit cards are a great way to build credit When you pay off your credit card bills and EMIs on personal loans timely it shows a positive credit history Delaying even one of them or choosing one over the other can plummet your credit
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